Business Finance Education That Actually Works
We help Australian businesses understand seasonal budget cycles, cash flow planning, and financial decision-making through practical workshops designed for real-world application.
Start Your Financial Journey
Our Three-Phase Approach
We break down complex financial concepts into digestible modules that build upon each other, creating lasting understanding rather than temporary knowledge.
Foundation Phase
Start with seasonal cash flow fundamentals. We cover quarterly revenue patterns, expense timing, and how Australian tax seasons affect your business rhythm.
Most participants spend 6-8 weeks here, building confidence with basic forecasting before moving forward. No rushing through concepts you'll need later.
Application Phase
Apply learning to your actual business data. Bring your numbers, work with real scenarios, and develop custom budgeting frameworks that match your industry cycles.
This hands-on phase typically runs 10-12 weeks, with weekly check-ins to ensure you're implementing concepts correctly in your specific situation.
Mastery Phase
Advanced techniques for growth planning, debt management, and seasonal borrowing strategies. Plus ongoing support as your business evolves through different seasons.
Ongoing quarterly sessions help you adapt your financial planning as market conditions change and your business matures.
Real Business Financial Challenges
After working with over 200 Australian businesses since 2019, we've seen the same financial planning mistakes repeatedly. Seasonal businesses especially struggle with cash flow timing and growth funding decisions.
- Understanding when to invest in inventory before peak seasons
- Managing payroll during slower quarters without panic decisions
- Planning equipment purchases around tax benefits and cash flow
- Building emergency reserves that actually cover realistic scenarios
- Negotiating payment terms that align with your business cycles
Our education programs address these specific challenges with practical tools you can implement immediately. No theoretical frameworks that don't work in practice.
Kieran Thorne
Senior Financial Education Specialist
Before joining lunorivion in 2021, I spent eight years helping small businesses navigate financial planning challenges. My background includes seasonal retail, hospitality, and service industries – all businesses that live and die by cash flow timing. I understand the real pressure of meeting payroll when revenue dips, and I design our programs around practical solutions that work under pressure, not just on spreadsheets.
Ready to Take Control of Your Business Finances?
Our next comprehensive program begins September 2025, with intensive workshops scheduled for October through December. Early registration opens in June 2025.